Good employees are hard to find, and even harder to keep, which is one of the reasons you provide benefits. With the pressure caused be the escalating costs of employee benefits, many employers are turning to voluntary solutions to enhance their benefit programs.

I invite you to consider making VPL-plus- a voluntary, permanent level-premium whole life insurance product issued by Metropolitan Life Insurance Company - available to your employees to complement your benefits package. Because VPL-plus is a voluntary, employee-paid policy, you can enhance your benefits package at no direct cost to you.

Provided to your employees through the convenience of payroll deduction, VPL-plus offers an affordable guaranteed level premium, a guaranteed death benefit and guaranteed reduced paid-up life insurance*. Because of these features, it will help address your employees' post retirement life insurance needs.

Depending on the size of your company, your employees might be able to apply for this life insurance coverage by answering only three health-related questions.

Feel free to call my office to schedule an appointment and answer your questions.

Best regards,


Glenn E. Fleureton
Financial Services Representative
Registered Representative

(443)957-6236 OFFICE